if only i had taken that job in the bank

I had an offer of $205,000 that was being considered by the bank on a property listed for $225000. Suddenly, at the last moment, the listing agent told my agent that there was another offer of $220000 that the bank was considering. We matched that price and got the property. Best, Al Sklover. If you agreed to repay your former employer (a) tuition reimbursement, (b) relocation expenses, (c) a sign-on bonus, or even (d) a short-term loan, you may be able to have that obligation waived and forgiven. To obtain a copy of our Model Memo entitled " Model Letter for Repayment Obligation Forgiveness - with 18 Great finally someone brings it up. the only thing you can do with that info is put money INTO the account. it only becomes a problem when they have your address, dob etc so if someone gets the account number and sort code the most they can do is pay into the account. 1. Zweihander. If the new job offers a more senior position and substantially higher pay (say, 15% to 20% or more), making the change is a no-brainer. As long as you have no reservations about the position, take the chance to advance your career and add money to your wallet. The money isn't huge, but it's something. We all have obligations - a family You can get a mortgage with a new job if you did not have a gap exceeding six months. You just need to receive your first paycheck within 30 days of closing your loan. You'll submit your offer letter from your employer when applying for a mortgage. It should specify your job title, start date and pay. memperbaiki dan melengkapi teks prosedur membuat angklung. Mark the letter A, B, C or D on your answer sheet to indicate the sentences that is closest in meaning to the given sentence in each of the following questions. If only I had taken that job in the bank. A. I wish I took that job in the bank. B. I regret not taking that job in the bank. C. I regret not take that job in the bank. D. I don’t take that job in the bank. trả lời câu hỏi trước khi xem đáp án bên dưới Câu 1 Đáp án đúng BĐáp án B Dịch Ước gì tôi có việc đó trong ngân hàng. A. Tôi muốn tôi làm công việc đó trong ngân hàng. B. Tôi rất tiếc vì đã không làm công việc đó trong ngân hàng. C. Tôi rất lấy làm tiếc khi không làm công việc đó trong ngân hàng. D. Tôi không làm công việc đó trong ngân hàng. Giải thích việc đã xảy ra regret +Ving Cấu trúc "If only" ♦ We use if only + past verb forms to talk about a wish for the present. If only he knew the truth. he doesn’t know the truth, but he wishes he did ♦ We use if only + past perfect to talk about a wish to change something that has already happened. If only I had taken that job in the bank. I didn't take that job in the bank. CÂU HỎI KHÁC VỀ TÌM CÂU CẬN NGHĨA Apart from Bill, all the students said they would come to the party I strongly disapproved of your behavior; however, I will help you this time I left for a two-week holiday as soon as I finished my project Friendly though he may seem, he’s not to be trusted Are you waiting for your exam result? They arrived late, so they didn’t have good seats What she does in her free time does not concern me When he was asked for more information about the burglary, the man appeared quite upset Until he spoke, I hadn’t realized he didn’t know anything about the subject At the factory, he likes people to let him have his own way Life rarely goes according to plan, and nothing throws a wrench in those plans quite like being fired. Two years ago, I was working at what I thought was my dream job. I was paying down my debts, saving for emergencies and retirement, and generally thinking my finances were on track. Then, boom — instant unemployment. And for me, the timing could not have been worse. I had just moved into a fancy, new apartment with my boyfriend, which cost a little more than what I had been paying on my own, and my car was about to need some routine, but costly, repairs. I had also just started saving for my emergency fund. So, what did I do about it? Well, I cried a lot, I panicked a little, I made a financial priorities list and then I trimmed all the fat from my budget. I also learned a lot, which I will share here. Read More Here’s Why 44% of Americans Tap Their Retirement Savings Early Know That You’re Not a Failure You might lose your job because of some awful thing you did or maybe you did suck at the job, but it could also be because of an office culture where you didn’t fit in, your boss didn’t like you or it was political. Either way, I learned to take it in stride and not feel like a failure. Learn the Lessons That Are There Obvious lessons might be that if you actually didn’t do your job well, then there are some skills to work on. Same with office culture; if it didn’t work well for you, you now know what kind of environment to avoid in future jobs. Maybe you learned that you need to make your accomplishments more public so you don’t get overlooked. Whatever it is, take the good with the bad — and grow. Not Always Bad How My Husband’s Layoff Changed the Way We Spend Money Always Keep Your Résumé Updated Because I had an updated résumé, I was able to apply for new jobs very quickly. I ended up only being unemployed for 1 1/2 weeks. Have an Emergency Fund I can’t stress this I left that termination meeting in shock, yes, but not I wasn’t afraid I couldn’t pay my rent that month just all the months after. I wasn’t concerned about food. I knew I had around one full month of living expenses already in the bank, and I knew I had the ability to at least get a part-time job to pay bills if needed. Deal With the “Other Stuff” Only after you’ve really thought about everything else on this list, start handling the “other stuff” you have to deal with after job loss. Check on your benefits/health insurance and set up new accounts if needed. Check out unemployment, if applicable. Redo your budget to accommodate a more austere lifestyle. Getting fired was a great motivator for me to cancel all those pesky subscription services and shop around for insurance. Look for an Upgrade After I got fired, my first job search included jobs I knew I could pretty easily get part-time jobs where I had experience, but I also started looking for temporary jobs that would pay a little more to keep my bills paid each month. Through this, I ended up landing a job that pays significantly more than my old job. I had been complacent in my previous job and hadn’t kept up with looking for other opportunities. I know now to check and always make sure I’m putting my talents toward the people who will reward me the most — even before I find myself unemployed. Know Your Worth Why It’s So Important to Negotiate Your Starting Salary For me, being fired ended up saving my finances. I had become a victim of lifestyle creep, and I would not have noticed if not for losing my job. Now, I know to prepare for income loss and to leave my wants for special occasions, like my birthday and holidays. I also know that I want to have more of an emergency fund saved than I had previously. Since being fired and subsequently getting my current job, I have paid down more student loans and debt because I started watching my finances more closely and am actually increasing my income — all thanks to getting fired. Read More How to Prepare Your Finances for a Job Change More From Our Smart Money Squad My 16-Year Career Ended so I Started Over — Here’s How How an Entrepreneur Grew Her Net Worth With an Old School Bus How I Broke the Mold as a Female Certified Financial Planner About the Author Finding a job16 Jobs To Consider When Making a Career Change From BankingBanking professionals considering a career change have many options available. A career in banking can teach professionals many valuable skills, such as math, regulatory knowledge, technical skills and business acumen, that can translate to other fields. Understanding how to leverage your skills and discuss your experience might help you find a new opportunity in a different discipline. In this article, we share some helpful tips for making a career change from banking and list 16 careers you could consider pursuing after working in for making a career change from bankingWhen you're leaving the banking industry, there are steps you can take to prepare yourself for a successful transition into a new role. It's helpful to review your experience and qualifications and evaluate your ambitions to ensure you choose an appropriate path. Here are some other helpful tips that can guide you in your career changeDefine your goalsUnderstanding what you want to accomplish with a new career can help you select the right path. For example, if you're interested in a more collaborative role or you want to be creative at work, you might consider your priorities when choosing a new career and researching jobs that fit your criteria. Due to the wide range of jobs available to banking professionals looking to transition to new roles, it can help to narrow your goals as much as earning new credentialsIf you're planning to start a career that's vastly different from banking, returning to school might help you gain the skills you require. A bachelor's or master's degree may offer in-depth training in a new field, but you could also pursue a certificate program to learn the fundamentals of the discipline you're pursuing. It might be helpful to research education requirements for the role you choose to target to ensure you have the qualifications employers on transferrable skillsA background in banking might qualify you for roles outside of the banking industry, so it's helpful to know how to leverage your existing skills. For example, you might consider transitioning to a role in finance to use your math expertise and knowledge of financial regulations. Some other banking skills that might be valuable in other career paths includeAnalysisDecision-makingAttention to detailNegotiationRelationship-buildingTechnologyCommunicationPersuasionProblem-solvingBusiness knowledgeOrganizationWork ethicDevelop professional relationshipsHaving a supportive professional network can help you learn about new opportunities, find mentors who are experts in their disciplines and discover inspiration for career moves. It might be especially valuable to pursue connections in the field you're targeting. You could grow your network by attending professional conferences, using social media and speaking with trusted colleagues about your career careers to pursue after leaving your banking jobHere's a list of jobs you might consider when making a career change from banking. For the most up-to-date Indeed salaries, please click on the links below1. Math teacherNational average salary $47,958 per yearPrimary duties Math teachers teach students mathematical topics such as calculus, geometry, algebra or statistics. These professionals typically develop lesson plans, prepare presentations, offer demonstrations, assign homework, create and administer tests and grade student work. They might also meet with students individually or in groups to offer specialized feedback and provide ConsultantNational average salary $49,442 per yearPrimary duties A consultant is a business professional who recommends strategies to improve operations and maximize profits for their client or employer. These professionals might complete responsibilities such as researching their clients' competitors, analyzing market data, developing statistical models to predict financial performance and advising executives on marketing decisions. Some consultants might offer specialized advice on specific topics such as technology, acquisitions or more Learn About Being a Consultant3. ProfessorNational average salary $52,697 per yearPrimary duties Professors work with students at colleges and universities to teach them about specialized disciplines. These professionals often present lectures, assign papers and projects, lead group discussions, create and proctor exams and grade student assignments. They typically also host office hours where students can ask specific questions and request individualized feedback, and they might coordinate with a teaching assistant who helps them with administrative Grant writerNational average salary $52,957 per yearPrimary duties A grant writer works with nonprofit organizations to write documents seeking funding for projects. These professionals typically prepare grant proposals, lead presentations, write and edit individualized letters to donors and monitor deadlines for grant proposals. Grant writers might also help plan fundraising events and assist in the development of fundraising campaigns by writing marketing materials and contacting potential more Learn About Being a Grant Writer5. AccountantNational average salary $56,037 per yearPrimary duties An accountant is a finance professional who works with businesses to help them meet or exceed their financial goals. An accountant might perform duties such as developing suggested budgets, preparing tax documents, analyzing financial risks, maintaining detailed financial records, helping with payroll tasks and auditing a company's spending. These professionals may also offer strategies to decrease spending and increase more Learn About Being an Accountant6. Compliance officerNational average salary $61,228 per yearPrimary duties A compliance officer is responsible for overseeing the legal and ethical complexities of an organization's operations. These professionals might write and revise internal policies, maintain an understanding of all relevant laws and regulations and administer audits to ensure business activities adhere to protocols they've set. Compliance officers might also prepare trainings to educate staff on policy changes and expectations and analyze the ethical implications of company actions to make proper compliance AuditorNational average salary $61,430 per yearPrimary duties An auditor is a finance professional who helps businesses maintain accurate, compliant financial records. Their responsibilities might include examining financial books for accuracy and efficiency, collaborating with compliance professionals to ensure legality, analyzing and processing claims, preparing tax returns and paying tax bills. Auditors might also review company contracts and recommend improvements to internal accounting more Learn About Being an Auditor8. EntrepreneurNational average salary $66,332 per yearPrimary duties Entrepreneurs are business professionals in charge of a product or company they've created. These professionals might hire staff, brainstorm ideas for improvements, lead research and development projects, oversee the creation of prototypes, create marketing materials and establish their company's brand identity. Entrepreneurs often establish a growth strategy, establish relationships with investors and network with new Financial analystNational average salary $67,499 per yearPrimary duties A financial analyst reviews statistical data and interprets it to offer insight about a company's financial performance. These professionals might perform tasks such as financial forecasting, researching investment opportunities, monitoring changes in company assets, identifying market trends and preparing reports and presentations to communicate their findings accurately. Financial analysts might use enterprise resource planning ERP systems to collect and analyze data across an organization's more Learn About Being a Financial Analyst10. Financial technology associateNational average salary $68,432 per yearPrimary duties Financial technology associates apply technological tools to provide financial insight to businesses. A financial technology associate might build algorithms, program software and create financial models, all of which they typically use to advise businesses and predict profits and losses. These professionals might also research and develop new technologies for processing payments and storing LawyerNational average salary $72,911 per yearPrimary duties Lawyers work with individuals and businesses to defend their interests in legal matters. These professionals might perform extensive research, select case witnesses, review documents for evidence or confidential information, prepare filings, letters and other legal documents and coordinate with courts to adhere to document demands and prepare for trials and depositions. Lawyers might also advise businesses on how to remain compliant in their industry and inform them about laws, regulations and rights that concern more Learn About Being a Lawyer12. Asset managerNational average salary $73,923 per yearPrimary duties An asset manager works with clients to maximize the value of their financial assets, including capital, stocks, real estate and precious metals. They might offer advice on investments, reorganize client portfolios, prepare reports outlining risks and projections and study market activity to identify the most profitable actions for their client or employer. Asset managers might also conduct regular meetings with stakeholders to discuss changes and recommend new strategies to increase returns on investment ROIs.13. Business analystNational average salary $73,983 per yearPrimary duties A business analyst evaluates company processes and recommends strategies for improvement. Their responsibilities might include meeting with stakeholders to understand their needs, gathering client feedback, establishing key performance indicators KPIs and training team members. These professionals might also advise quality assurance QA teams and collaborate with other project teams to determine the scope and resources for a particular more Learn About Being a Business Analyst14. Real estate agentNational average salary $94,987 per yearPrimary duties Real estate agents work with clients to help them buy and sell properties. These professionals might work in either residential or commercial real estate settings. They typically perform tasks such as conducting tours of properties, advising sellers about pricing, researching available properties, negotiating contracts, scheduling inspections, writing closing documents and coordinating with appraisers, accountants and loan more Learn About Being a Real Estate Agent15. Director of financeNational average salary $96,035 per yearPrimary duties A director of finance is a business professional in charge of an organization's strategy for financial growth. Their responsibilities can include preparing budgets, approving expenses, allocating resources to departments and projects, managing financial risks and overseeing corporate taxes. These professionals might also supervise other members of their employing company's finance department, such as analysts, accountants and more Learn About Being a Director of Finance16. ActuaryNational average salary $115,051 per yearPrimary duties Actuaries are finance professionals who help businesses mitigate risks and prepare for unexpected events. An actuary might predict the likelihood of disasters or injuries, choose corporate insurance policies, calculate the financial cost of unforeseen circumstances and prepare presentations for executives and stakeholders. Actuaries conduct statistical analyses to develop insight into potential risks and use computer modeling to depict their assessments. Contact your bank or building society straight away if you're worried someone might have access to your account. For example, if your card or security details have been lost or stolen statement shows payments you don't recognise card has reached its limit or account has gone into overdraft - and you weren't expecting it Check your bank statement or the bank's website for the phone number to call for reporting security issues - or go to their branch in person. If you haven't had money taken from your account, your bank or building society will still take action to protect your account, for example by cancelling your card or changing your security details. If money has been taken from your account This is known as fraud and is illegal. When you contact your bank, they'll take action straight away to protect your account so no more money can be taken. For example, they might cancel your cards or cheque book and send you a replacement. You should also report the crime to the police through Action Fraud. They'll log it and give you a crime reference number. If you've received a scam email, text or phone call you can report a scam. If someone used your name to open new accounts, get credit or buy services This is called 'identity theft'. If you start getting bank letters, bills or letters from debt collectors that you know nothing about, this might have happened to you. You should contact your bank straight away and let them know. Keep a record of all conversations you have with the bank and copies of letters to do with the fraud. The bank will investigate, take action to protect your accounts and refer the crime to the police. If you think someone has applied for credit in your name, for example because you've had letters about loans or credit cards you didn't apply for, you should also contact the main credit reference agencies. Explain you've been a victim of identity theft and ask them what credit accounts or services are on your file. Tell them which ones you didn't apply for and ask for the information to be removed. The credit reference agency will contact those companies listed on your file to sort out the accounts that were wrongly opened in your name. You should contact all 3 agencies as each one might only have part of your file. You can contact the following TransUnion Equifax Experian You can also ask the credit reference agency to add a password to your file - this is called a notice of correction’ password. The credit reference agency will ask you for the password if you apply for credit. If you think someone has got your details by stealing your post, or by getting mail redirected, contact the Royal Mail Customer Enquiry Number on 03457 740 740. Getting your money back Your bank should refund any money stolen from you as a result of fraud and identity theft. They should do this as soon as possible - ideally by the end of the next working day after you report the problem. The bank can refuse to refund you if they find you acted fraudulently or were grossly negligent’ - for example, if you shared your pin or password with someone else. If the bank won't refund your money, you'll only be able to get it back by taking the person who stole it to court. If you sent money to a scammer It might be harder to get your money back if you sent money to someone because of a scam - for example, if you paid a fake invoice or bill. This type of scam is known as an authorised push payment’. Most banks have signed a voluntary agreement to refund you if you’re in this situation. You’ll have to show you followed any security warnings from you bank you believed the transaction was genuine you weren’t being careless when you made the payment If you’re worried you were being careless because you fell for a scam, it’s still worth asking your bank for a refund. If you’re not happy with the response If you’re not happy with how your bank or credit card provider dealt with the fraud, you should make a complaint. If you’re still not happy, you can complain to the Financial Ombudsman on their website. Protecting your money If you think someone is calling to trick you into giving them money or your personal details, hang up and call 159. This is a secure service that connects you directly with your bank. Calls to 159 are usually charged at the national rate - it depends on your provider. Check if your bank uses 159 on the Stop Scams UK website. There are things you can do to limit the risk of becoming a victim of fraud. Check your bank or building society's website for advice on how you can make your account more secure. You can also get tips on how to keep your money safe from fraudsters on the Action Fraud website get advice on how to prevent fraud on the Take Five website find out how to keep your online banking details secure on the Financial Fraud Action UK website get advice on how to shop and make secure payments online from Get Safe Online The title, albeit painful, is obvious. HR has just called/emailed you with some kind words wishing you the best as you did not get that job offer you yearned for after the internship. As soon as you heard they murmured the word “Unfortunately…”, the months ahead for you were suddenly clouded with saddening uncertainties. This article hopes to provide you with some clarity of the next sensible actions to be taken after a missed job offer. Step 1 Slow down and take a step back to think 1. You have your lifetime to work The situation you are in is difficult and admittedly, no one shall wish to be in this shoe. You have worked very diligently to obtain the internship offer. You may also have burnt yourself throughout the 3-month summer internship with the desire that your job search shall be put to rest with the eventual job offer. Yet, the result you heard is rather disappointing and saddening. Rejections are challenging as they affect the way we see ourselves and set us to a different path than otherwise envisioned. However, the storm of disappointment that you feel has potentially exaggerated the scale of this set-back. You might currently feel a staggering peer pressure as everyone, but you, seems to be on track to a definite and certain path. Your desire for the comfort of a guaranteed job after graduation is not letting this rejection’s bitterness go. The question that you may have missed in the midst of all these emotions is “Why so rushed?” Once you start working, you will realise that you have the rest of your life to work. Your professional development is a life-long journey where this challenge you face is just the very beginning of it. In a typical adulthood, you shall be working for the next 40 years of your life, with the likely potential of facing more significant set-backs. An example of more significant set-back could be when you are suddenly laid off with zero income, whilst having the duty to make ends meet and take care of a family. Let’s compare that example with the current situation. Without having this job offer, you still have a university to come back to, still living for free on the finance of interest free student loan, or funds from The Bank of Mom and Dad. More importantly, it costs you nothing to try again and re-apply. It doesn’t sound too bad, does it? It is indeed a privilege to having only spent a salaried three months and already knowing that this path may potentially be not for you. Most people in your parents’ generations only recognise the need for a career change after having wasted years in the job as they didn’t have the luxury of such internships, or such rejections. Putting into perspective of your life-time journey, this challenge you are facing is not significant. It is actually a blessing to have rejections and realise the need for change early. 2. Get to state of peace for best evaluation/ decision making It is important, however, to evaluate what happened to learn from it, and ensure the same mistakes are not being repeated. My previous blog has outlined the specific steps to how to feel better, overcoming the emotional storms and getting to state of peace for best evaluation/ decision making. I shall recommend you practice these specific steps outlined in that article to achieve internal peace, before starting the evaluation process. 3. They may change their mind… but it’s time to move on I had two mentees who did not get the job offer post-internship initially. However, they were contacted by the banks a few months later suggesting if they’d like to take up the positions. Therefore, there is a chance that they may change their mind, especially if you were in the marginal “Maybe” buckets in your end-of-internship valuation. However, in both cases, the two individuals have moved on and had other offers elsewhere, hence rejected the banks which rejected them. Although the possibility of the banks changing their mind is not zero, don’t wait for it. Even if they do, most likely they’d only contact you around Mar-May the following year. The reason for the employers to change their mind is simple Higher-than-expected number of analysts leave after bonus season which is usually in February. The employer then has a sudden lack of staff which were not envisioned during the recruiting season the months earlier. Hence, for such short-notice hire, they scout for the ex-interns whose performances were deemed marginal, or those they weren’t able to hire previously due to headcount issues. Because waiting for the employer to change their mind is such a long wait with a very slim chance, it’d be too risky to bet on this event. Therefore, please accept and move on. Things did not happen the way you wanted, but you always have another tomorrow to make a better future. You may say “Everyone has told me to move on – but how do you actually do it?” The rest of the article outlines some specific actions to take, to reverse this circumstance. 4. Evaluate what happened Is it the bank, the job or is it you? No one likes looking into the ugly past; however, it is important that you perform some introspection into the cause of this unfortunate event. The question that provide the most clarity to the reason for this “break-up” between you and the employer is “Is it the bank, the job, or is it you?” Was you not hired because of bank-specific reasons? no headcount in specific teams, teams currently being down-sized and restructured, culture/ people do not fit you, your nature or your expectation If not Was you not hired because of job-specific reasons? product too technical, specialised or require an opposite skillsets than what your nature/ strength can inherently offer If not Was you not hired because of “you”? The last question is rather difficult to admit or assess. Unless there is a certain and obvious “logistical” reason why the employer could not admit you, most of the time the reasons for rejection is because of you, your lack of skills or corporate exposures, your own work ethics, lower-than-expected output quality, your attitudes or that you seem not to fit in/ people don’t like to work with you. This is nothing against you personally – they are right but you are not wrong neither. You are just being yourself. Think of your job/ team selection like a marriage It is indeed similar to a marriage because in most finance/ banking jobs, you spend more time with your team than your life partner. In your life, you may have been rejected by the opposite sex or went through break-ups sometimes. In those occasions, you have your reasons and they have their reasons; in the end of the day, no one is wrong. It was simply not a compatible match. It is hard to assess your own areas for developments because we as human have the tendency to see what we thought have happened, not what you actually happened. To eliminate bias and hear the truth, if you have an advocate or a person whom you trust in the team whilst you were working there, call them up. Tell them in advance the purpose of the call is for your learning and personal development. Ask them for the negative feedbacks and the very specific details of why they think you are not hired. It is surprisingly difficult to get negative feedbacks out of employers they rarely give honest negative feedbacks these days. Don’t ask feedbacks for the formality of asking feedbacks and be complacent with general comments such as “You are doing great, do not worry”. You must walk away learning something about what you can improve, hence being really aggressive on chasing them for the really negative feedback that is specific, actionable and quantifiable. Not many ex-interns who call up their ex-bosses and asked for feedbacks, if you do it right, you may leave a long lasting impression on them and increase your chance of being called up when they change their mind later See section 3. Step 2 Accelerate and taking actions 5. Looking elsewhere and evaluate your best options This step depends on the best answer that you’ve obtain in section 4. Is it the bank, the job or is it you? The course of actions is rather simple If the answer is “bank”, and assuming your interest in the job still remains, your best chance is apply to the same job in another bank. If the answer is “job”, and assuming your interest in the bank still remains, your best chance is apply to another job in the same bank. If the answer is “you”, the course of action is not so simple. The following paragraph may be able to provide some lights. When I encounter someone and make an overall assessment of a person, I usually separate them into two components the person “core”, and their behaviour. The core of you is contains of elements such as your personality, your values, your morals, your beliefs and your life purposes. Your behaviour changes all the time depending on external factors such as moods, environments and mental states; however, the core of you is quite stable and difficult to change over a short period of time. An opinion on someone is best formed on their “core”, due to the unstable nature of behaviour. As you consider these two elements If the reason that you were rejected is due to certain behaviours slow response on emails, you can change or consider revising them in your next post. If the reason that you were rejected is due to the conflict between the “core” of you and the job/ employer/ industry what they do is against your morals, it’s suggested that you consider a different job/ employer / industry. 6. If you are back to university If you are back to university after the internship, I urge you to consider two goals. First of all, please get a good grade. Regardless of how disappointed you may feel now, your study should still be attended to. This undergraduate degree may be the last and only degree you shall complete, hence the grade will stay with you for your life time. A setback like no job offer may be completely forgotten 5 years down the road. However, if someone writes a biography of you 30 years later, they will still write on the fact that you have graduated with First Class from university. Second of all, although it’s tempting to take some time out after set-back like this by, taking a gap year, beware of taking a complete break. Potential employers do scrutinise any employment gap. Unless you can provide an excellence example of a year full-packed with opportunities that vastly improve your employability, any blank gap in your employment history usually works against you in future endeavours. Step 3 Maintain velocity Events like rejection make you stronger. They are also valuable chance for introspections. Setbacks are usually the junction where your life turns into a new page, appreciate this chance and use it wisely. For whatever course of action you shall take next, make an informed decision, stick to it until outcome is obtained, review the outcome and evaluate feedbacks for the next decision, and repeat. I have collected over 100 of myself and my friends’ cover letters and published it at Cover Letter Library to help you. This member-only library includes successful cover letters from people who secured jobs at all major investment banks, big 4 firms and other. Check it out 🙂 Illustration by my friend Karl – I am also active on Instagram too! Follow me

if only i had taken that job in the bank